Speak your mind!!

April 28, 2011

January 2011 Gatherings by Camelia

“Came” means Business Networking (referral business/business gathering)

welcome to Camelia gatherings

Came 298
2 January 2011 (sunday)
Time: 2pm to 4pm
Venue: Bon Ton cafe,Isetan departmental store, Suria KLCC Mall,Kuala Lumpur,Malaysia.

Came 299
2 January 2011 (sunday)
Time: 6pm to 8pm
Venue: Pappa Rich, PJ State (new town) Jln 8,Petaling Jaya, Selangor,Malaysia.(near Menara MBPJ/dewan civic)

Came 300
7 January 2011 (friday)
Time: 6pm to 8pm
Venue: Old Town White Coffee,Pavilion Mall,Jalan Bukit Bintang,Kuala Lumpur,Malaysia.

Came 301
7 January 2011 (friday)
Time: 8pm to 10pm
Venue: Old Town White Coffee,Pavilion Mall,Jalan Bukit Bintang,Kuala Lumpur,Malaysia.

Came 302
20 January 2011 (thursday)
Time: 2pm to 4pm
Venue: Star Buck,Menara Weld,Jalan Raja Chulan,Kuala Lumpur,Malaysia.

Came 303
20 January 2011 (thursday)
Time: 6pm to 8pm
Venue: Old Town White Coffee,Berjaya Times Square,Jalan Imbi,Kuala Lumpur,Malaysia.

Came 304
21 January 2011 (friday)
Time: 2pm to 4pm
Venue: Nyonya Colours,Midvalley Mega Mall,Kuala Lumpur,Malaysia.

Came 305
21 January 2011 (friday)
Time: 6pm to 8pm
Venue: Old Town White Coffee,Jaya One,Jalan University / Jalan 17,Petaling Jaya,Selangor,Malaysia.

Came 306
21 January 2011 (friday)
Time: 8pm to 10pm
Venue: Old Town White Coffee,Jaya One,Jalan University / Jalan 17,Petaling Jaya,Selangor,Malaysia.

Came 307
23 January 2011 (sunday)
Time: 3pm to 5pm
Venue: Old Town White Coffee,Leisure Mall, Tmn Segar,Cheras,Kuala Lumpur,Malaysia

Came 308
26 January 2011 (wednesday)
Time: 6pm to 8pm
Venue: Burger King, Sunway Pyramid Mall,Petaling Jaya,Selangor,Malaysia.

Came 309
26 January 2011 (wednesday)
Time: 8pm to 10pm
Venue: Burger King, Sunway Pyramid Mall,Petaling Jaya,Selangor,Malaysia.

Came 310
27 January 2011 (thursday)
Time: 2pm to 4pm
Venue: Teh Chawan,Jalan Telawi 2,Bangsar,Kuala Lumpur,Malaysia

Came 311
30 January 2011 (sunday)
Time: 3pm to 5pm
Venue: Teh Tarik Place,1 Utama Shopping Mall,Petaling Jaya,Selangor,Malaysia

Came 312
31 January 2011 (monday)
Time: 1pm to 3pm
Venue: Seri Melaka Restaurant, Amcorp Mall, PJ State (new town),Petaling Jaya,Selangor,Malaysia

Came 313
31 January 2011 (monday)
Time: 6pm to 8pm
Venue: Nyonya Colours,The Curve Shopping Mall,Petaling Jaya,Selangor,Malaysia.

Came 314
31 January 2011 (monday)
Time: 8pm to 10pm
Venue: Nyonya Colours,The Curve Shopping Mall,Petaling Jaya,Selangor,Malaysia.

Pls Call /SMS to confirm the date/place/time.

Please give me time to reserve a seat for you.

Do not be LAST MINUTE.I will not entertain you.

You may bring your friends or bosses or spouse.


Mobile : 6-016-9795515
Love Camelia
Malaysian Chinese lady

*Venue and time subject to change

Donald Trump – Think Big

October 21, 2010

Donald Trump – Think Big

Your Money: Trump’s Advice

Donald Trump: Thought on Entrepreneurs

Seven Tricks To Stop Using Your Credit Cards
By LaToya Irby

1. Close them.
One call to your cardholder is all it takes to inactivate your credit card. You can easily quiet a nagging desire to use your card by thinking of the embarrassment you’ll feel when the clerk says your credit card has been denied. Closing credit cards can have a negative impact on your credit score, so make sure you’re not closing a card you should be leaving open.
2. Shred them.
Office shredders work just as well on that little piece of plastic as it does on your paper. If your credit card is in pieces, there’s no way you can swipe it. Don’t have a shredder? Scissors work just as well. Cut the card up into small pieces so the credit card number can’t be guessed by identity thieves.
3. Leave them at home.
Take your credit cards out of your wallet before you go shopping. If you get the urge to buy something, you’ll either have to use cash or come back for the item once you have your credit card.
4. Lock them up.
The “out of sight, out of mind” approach might be the thing to work for you. Put your credit cards somewhere that takes effort to get them – in a safe, file cabinet, the bottom of the laundry. Keeping your credit cards out of your immediate reach will help control your “need” to use them.
5. Shock therapy.
Have you ever thought about the amount of money you spend in interest each year? Or the length of time it will take to pay off your credit cards? Sometimes the numbers will shock you into putting your credit cards away for good. A $1,000 balance at 14% will take you 4 1/2 years to pay off if you make $25 payments each month. You’ll have paid $347.55 in interest by the time you pay off the balance.
6. Reward yourself.
Positive reinforcement goes a long way in building a habit. We use it with our kids and with our pets. Why not use it with ourselves? Each week that you don’t use your credit card, treat yourself to something you like but don’t ordinarily allow yourself to indulge. Keep your treats on the inexpensive/free end of the spectrum so you don’t upset your monthly budget.
7. Old-fashioned self control.
Being able to tell yourself “no” is a skill that goes beyond using credit cards. The same self-discipline that gets you to work on time each morning can also be used to stop using your credit cards. Think twice about swiping your credit card just like you’d think twice about pressing snooze just one more time.

Comparison Of Profitability Of RSS And Email Marketing.
RSS. What is this technology? Yes, in general, everything is simple. You can through special programs or services receive messages from RSS-channels that you subscribe in a special way.

RSS is vaguely reminiscent of email. It looks like this – you visit a site, you can see icon of RSS tape (usually orange). Next, you copy the link with this icon into the clipboard, and then move on to the program to read RSS tape or to special services such as Google Reader. You insert a link of the tape from the buffer in the special field and thus now you can directly extract the news from this channel in your RSS-reader.

In fact it is very convenient! But do you know what the problem with RSS is? The problem is that the most people do not use RSS for some impenetrable reasons. Particularly novices do not like RSS!

I see the statistics of the subscriptions to my RSS tape, I see the statistics of the subscriptions to other RSS tape of my colleagues and I see smaller indicators than a subscription to the usual mailing list via email.

What are the causes? It is simple too:

First, it is purely psychological cause. It is much clearer for people what an electronic mailbox is and how to use it, because they have long been receiving regular mail to their real offline mailbox. Here is working the force of mental habit.

Secondly, despite the fact that new technologies appear – most people do not study them, or study in the least even when it is absolutely necessary. And e-mail has already such gained reputation that the vast majority of newcomers to the Internet start with the fact that at first they create a free email account.

Thirdly, RSS have many disadvantages. First this is the lack of opportunities to make your personalized message (it is not possible to use subscriber’s data in text of the messages), and this reduces the degree of confidence. Further, this is the inability to easily operate with subscribers to your tapes, to see statistics there, to do mailing only according to the part of the subscription list; you cannot automatically create a series of messages and a lot of other shortcomings in comparison with email-marketing.

But RSS has one major advantage over email-marketing – 100% deliverability of messages to the subscriber. And always!

Unfortunately, email-marketing can boast only 98% – 99,2% deliverability of messages at best.

It happened precisely because of spam, which made everybody defend against intrusive advertising that clutters mailboxes through the installation of special anti-spam filters. These filters reduced deliverability.

But if you look at the health the advantages and disadvantages of RSS with respect to the confidential email-marketing, the amount of benefits of email-marketing over RSS and other methods of communication on the Internet -is evident!

Email-Marketing continues to be the simplest, most affordable and target exact way of communication between the source (business) and a huge number of receivers (target audience).

Clever email-Marketing continues to have so mad commercial advantage and efficiency that today no self-respecting online business can do without his mailing list. It continues to justify itself in hundreds of times and continues to bring big profits.

Today many people lose the regular job and start online business. But, as any type of business, Internet business also needs marketing and client base. One of the widespread ways is email lists. So before you start, you must know what email list marketing is and how to make cash with it. Visit this http://www.listbuildingincomeplan.com site where there is much useful info on build email lists subject.

Today we are living in the world where knowledge quickly enhances the quality of our life.

Due to this if you are properly armed with the knowledge in your sphere of interest you can rest assured that you will in any case find the solution to any bad situation. So, please make sure to get back to this web site on a regular basis or – the easiest way to take care of it – subscribe to its RSS feed. Thus you will have your hand on the pulse of the freshest informational updates here. Blogs can be helpful, you just need to know how to use them.


6 Things You Should Never Reveal on Facebook
by Kathy Kristof
Tuesday, September 14, 2010

The whole social networking phenomenon has millions of Americans sharing their photos, favorite songs and details about their class reunions on Facebook, MySpace, Twitter and dozens of similar sites. But there are a handful of personal details that you should never say if you don’t want criminals — cyber or otherwise — to rob you blind, according to Beth Givens, executive director of the Privacy Rights Clearinghouse.
The folks at Insure.com also say that ill-advised Facebook postings increasingly can get your insurance cancelled or cause you to pay dramatically more for everything from auto to life insurance coverage. By now almost everybody knows that those drunken party photos could cost you a job, too.

[See 7 Things to Stop Doing Now on Facebook]

You can certainly enjoy networking and sharing photos, but you should know that sharing some information puts you at risk. What should you never say on Facebook, Twitter or any other social networking site?

Your Birth Date and Place

Sure, you can say what day you were born, but if you provide the year and where you were born too, you’ve just given identity thieves a key to stealing your financial life, said Givens. A study done by Carnegie Mellon showed that a date and place of birth could be used to predict most — and sometimes all — of the numbers in your Social Security number, she said.

Vacation Plans

There may be a better way to say “Rob me, please” than posting something along the lines of: “Count-down to Maui! Two days and Ritz Carlton, here we come!” on Twitter. But it’s hard to think of one. Post the photos on Facebook when you return, if you like. But don’t invite criminals in by telling them specifically when you’ll be gone.

[See Burglars Picked Houses Based on Facebook Updates]

Home Address

Do I have to elaborate? A study recently released by the Ponemon Institute found that users of Social Media sites were at greater risk of physical and identity theft because of the information they were sharing. Some 40% listed their home address on the sites; 65% didn’t even attempt to block out strangers with privacy settings. And 60% said they weren’t confident that their “friends” were really just people they know.


You may hate your job; lie on your taxes; or be a recreational user of illicit drugs, but this is no place to confess. Employers commonly peruse social networking sites to determine who to hire — and, sometimes, who to fire. Need proof? In just the past few weeks, an emergency dispatcher was fired in Wisconsin for revealing drug use; a waitress got canned for complaining about customers and the Pittsburgh Pirate’s mascot was dumped for bashing the team on Facebook. One study done last year estimated that 8% of companies fired someone for “misuse” of social media.

Password Clues

If you’ve got online accounts, you’ve probably answered a dozen different security questions, telling your bank or brokerage firm your Mom’s maiden name; the church you were married in; or the name of your favorite song. Got that same stuff on the information page of your Facebook profile? You’re giving crooks an easy way to guess your passwords.

Risky Behaviors

You take your classic Camaro out for street racing, soar above the hills in a hang glider, or smoke like a chimney? Insurers are increasingly turning to the web to figure out whether their applicants and customers are putting their lives or property at risk, according to Insure.com. So far, there’s no efficient way to collect the data, so cancellations and rate hikes are rare. But the technology is fast evolving, according to a paper written by Celent, a financial services research and consulting firm.


Line2: Turn an iPod Touch into an iPhone
There’s some big news about Line2, the iPhone app I reviewed in March. As I’m sure you remember, I wrote:

For a little $1 iPhone app, Line2 sure has the potential to shake up an entire industry. It can save you money. It can make calls where AT&T’s signal is lousy, like indoors. It can turn an iPod Touch into a full-blown cellphone. And it can ruin the sleep of cellphone executives everywhere.

Line2 gives your iPhone a second phone number — a second phone line, complete with its own contacts list, voicemail, and so on. … But that’s not the best part.

The Times’s technology columnist, David Pogue, keeps you on top of the industry in his free, weekly e-mail newsletter.
Sign up | See SampleLine2 also turns the iPhone into a dual-mode phone. That is, it can make and receive calls either using the AT&T airwaves as usual, or — now this is the best part — over the Internet. Any time you’re in a wireless hot spot, Line2 places its calls over Wi-Fi instead of AT&T’s network.

That’s a game-changer. Where, after all, is cellphone reception generally the worst? Right — indoors. In your house or your office building, precisely where you have Wi-Fi.

Line2 also runs on the iPod Touch. When you’re in a Wi-Fi hot spot, your Touch is now a full-blown cellphone, and you don’t owe AT&T a penny.

But wait, there’s more.

Turns out Wi-Fi calls don’t use up any AT&T minutes. You can talk all day long, without ever worrying about going over your monthly allotment of minutes. Wi-Fi calls are free forever.

I calculated that Line2, even at $15 a month, could save you money:

If you’re in a Wi-Fi hot spot most of the time (at work, for example), that’s an awful lot of calling you can do in Wi-Fi — probably enough to downgrade your AT&T plan to one that gives you fewer minutes. If you’re on the 900-minute or unlimited plan ($90 or $100 a month), for example, you might be able to get away with the 450-minute plan ($70). Even with Line2’s fee, you’re saving $5 or $15 a month.

Well, now there’s a new Line2. All kinds of fixes and enhancements are in the new app — you can delete individual Recent Calls entries, incoming calls to your Line2 number ring your iPhone even if Line2 isn’t running, and so on. But the big news is the two changes to the value proposition.

First, Line2 now costs $10 a month instead of $15.

Second, you can now send and receive text messages using your Line2 number.

That’s very convenient, of course, because it means people don’t have to remember to use one number to talk to you, and a different one to send text messages. It’s also great because you can now do text messages when you’re in a Wi-Fi hot spot but have no AT&T signal indoors.

But the best part is how much money you could save. As the company explains it:

AT&T’s unlimited calling plan is $70 [not including the mandatory $30 for Internet service]. Unlimited texting is another $20. So for unlimited calling and texting, you must pay AT&T $90 a month. With Line2, you can drop your AT&T texting plan entirely, and drop your calling plan to the 450-minute plan at $40. So subtract $50 from your AT&T bill, add our new price of $10, and you are saving $40 a month!

It’s pretty persuasive math.

You can now send and receive texts using your Line2 number.And here’s something else persuasive: Line2 turns an iPad or iPod Touch into a Wi-Fi iPhone. If you’re a parent whose child is begging for a first cellphone, this could be a cheap way to grant calling and texting without a two-year AT&T commitment. (Many schools and most colleges these days have campuswide Wi-Fi, and the current iPod Touch has a built-in mike.) Whenever you’re not in a hot spot, calls go to voicemail, and you get e-mail to let you know. Text messages appear as soon as you’re back in a hot spot. You can return the messages and calls at that point.

The new texting feature works great; I even tried sending texts to and from my Google Voice number. Text message back-and-forths show up in little cartoon bubbles, exactly as they do in the iPhone’s own texting app.

The one catch: For now, Line2 doesn’t do picture and video messages — only text messages. (The company says it’s working on it.) Of course, you can always send photos and videos over AT&T’s service for the 20-cent à la carte message fee, even if you’ve canceled your AT&T texting plan.

Overall, the lower fee and the unlimited texting make Line2 even more attractive (and further distinguish it from calling-only programs like Skype; see this comparison). My one worry, in fact, is that this review will swamp the company’s servers and drag the service down with it, as my first review did.

The company, Toktumi, says that this time, it’s ready for the Pogue Effect. “Toktumi spent $100,000 in new server equipment. Expanded, better trained support team. More than 100,000 phone numbers available in inventory.” Well, O.K. then.

All I know is that I’ve been using Line2 for months, and love the ability to make calls indoors and in other corners of the world where the AT&T signal doesn’t reach. But to have that, unlimited texting and $30 or $40 a month off my AT&T bill?

That’s very persuasive indeed.

What’s an LED TV?

October 8, 2010

What’s an LED TV?
When a product has become commoditized and its price is regularly dropping and its profit margins are getting ever-thinner, how can a company boost its sales and raise its prices?

Samsung 8000 Series LED TVOne way is by changing the product’s name.

That’s what Samsung has done with its new line of LCD TVs using LEDs to illuminate the screen. In its print advertising and on its Web site, Samsung calls the new range simply “LED TVs.”

They are not LED TVs. Calling them such makes as much sense as calling its existing line of LCD televisions Cold Cathode Fluorescent Lamp TVs, or CCFL TVs, after the lighting technology that they use.

Whatever its validity, Samsung’s decision to drop “LCD” was a smart marketing move. After all, “LED” is the acronym du jour, a technology that’s all the rage as a new, perhaps revolutionary lighting source. It’s as emotive a term as “HDTV” and “digital” were in their heydays.

But it’s also confusing consumers. An industry colleague told me that in a recent trip to a big-box retailer, he overheard several friends asking what type of TV they were watching. One said it wasn’t LCD or plasma, it was an LED set.

More accurately, it was an expensive LCD set. LED-backlit LCD TVs can cost as much as twice their standard LCD or plasma counterparts. Is the extra money worth it, even if you can afford it?
Here are the answers to some questions you may have about LCD TVs using LED backlighting.

What’s wrong with existing LCD TVs?
Up until now, LCDs used fluorescent tubes to light the screen. As a result, LCDs have trouble creating deep blacks. That’s because fluorescent tubes are always on, and some light leaks through to the front of the display even when a part of the image is supposed to be black. A lack of deep blacks reduces the perceived sharpness of the set’s image.

Also, fluorescents lack a wide range of colors; hence, color saturation is limited.

What’s an LED TV?
It’s an LCD TV that uses LEDs to illuminate the display. There are two ways to do this: either by placing LEDs across the entire back of the display, or by placing LEDs just around the perimeter, which is called an “edge lit” display. Both techniques use less power than plasma TVs and LCD TVs lit with fluorescent tubes.

Which technique is better?
They both have their pros and cons. LCD TVs using edge-lit LCDs can be ultra-thin, because the LED sources are on the side. Edge-lit LED-lit LCDs are also less expensive than LCD TVs using LED backlit technology.

On the other hand, LCD TVs that use LEDs across the rear of the display can create sharply deeper blacks, through a technique called “local dimming.” When a scene calls for a dark image, the LEDs in that area can be shut off completely, so no light leaks through what should look black.

So if I want an LED-lit LCD, I should buy one using back-lit technology?
It’s not so simple. An LED back-lit TV may contain only about 1,000 LEDs. And those LEDs can only be dimmed in large groups, because it is too expensive to control each LED individually. So when you shut off or dim a group of LEDs you may also be darkening part of an adjoining scene on the TV that really should be bright. If you cut back on the dimming, then the blacks will be less dark than blacks in another part of the image that are not surrounded by lighter images.

Theoretically, you could increase the number of LEDs so that each lit just one pixel on the 2 million pixel LCD screen. But then you could just throw away the LCD screen because you would have actually created an LED television — just like the Walgreens LED sign in Times Square.

O.K., but still, LCD TVs with LEDs have great contrast
Sometimes they do. It depends on what you’re watching. As a Samsung engineer said to me last week, “the most dramatic effect of LED-lit TVs happens when the entire scene goes to black” — not necessarily when you’re watching a scene with a mixture of light and dark images.

Do LED-lit LCD TVs produce better pictures than plasma TVs?
Interestingly, I’ve heard no one in the industry claim that they do. At best, they say that with LED-lit LCD TVs, plasma no longer has an edge when it comes to creating deep blacks and saturated colors. But plasma still has a big edge when it comes to price.

How much more do LED-lit LCD TVs actually cost?
Right now, a lot. But that should change as more companies enter the market. The list price for Samsung’s 46-inch high-end LED-lit LCD TV, model UN46B8000, is $3,200. But its larger 50-inch plasma high-end model, the PN50B860, is $800 cheaper.

Later this year, LG will introduce two new series of LED LCD TVs, in 42-, 47-, and 55-inch screen sizes; all sets will use backlit LED technology. Prices have not been announced.

Not surprisingly, Vizio has just broken the LED price barrier. On Monday, the company announced that beginning this September it would ship the VF551XVT, a 55-inch LCD model using LED backlighting. The price: $2,200, or $1,000 less than Samsung’s smaller 46-inch LED-lit television. It looks like Samsung’s strategy to make its LED-based LCD TVs a premium product may have a short life.

How to be a Blogger

September 30, 2010

How to be a Blogger
By Jacob Malewitz, eHow Contributor

Things You’ll Need:
Email address
Ability to register blog

Plan First
You will need to plan the basics of this blog. You can just start it with one post and build from there. However, going in with a plan can help. For instance, to prepare yourself for blogging on a consistent basis you can study other successful blogs. Then you need to start asking some questions. Can you make money blogging? Can you spend many hours every week writing, promoting, and publishing?

Pick Your Topic
You will need to make this blog interesting. But, in actuality, to be a blogger all you really need is the determination to write what you want. That is the beauty of the blogging world: Your opinion counts. Find some of the more popular blogs with themes you like and then consider if you can do similar things in your own way.

Choose a Blog Hosting Service
There many sites that will make it easy to create and maintain your blog. The best, in my experience, is Blogspot. This service is free, provides templates, and allows you the freedom to not only write but make money doing it. You can even easily add Google Adsense to a Blogspot blog.

Publishing Frequently
Some writers begin blogs and post on them once or twice a month. That’s fine; you can be a blogger this way. But if you want to be a serious blogger, and if you want to make money, you will need to post often.

Watch Your Readers Come In
In the end, you will be the reason the blog succeeds or fails. Sometimes a failed blog is just a learning experience. Yet you can succeed in the blogging world by defining success in your own way. Maybe you are just doing it to find some readers for the book you wrote, or maybe you just really care about the issue you blog about. You will publish— and you will be read by someone.