Importance of Protecting Your Investments

By on December 23, 2011

http://www.investwithpassion.com/importance-of-protecting-your-investments/

In the face of tough economic times, it is not uncommon to look for savings and seek out ways to make economies of scale on everyday costs. Reducing fuel bills by turning down the thermostat on the central heating even by one degree can make a difference, as can reconsidering whether subscriptions for non-essential items are really necessary.

There is one area where savings are not often considered, and that is insurance, although insurance companies are competing for customers just like other businesses. This does not mean, however, that cancelling or deciding not to renew home insurance should be considered as a saving worth making – far from it. In fact the opposite is true as the risks considerably outweigh any apparent savings. Instead, the smartest option is to look around for the best deals available from reputable insurance companies.

Is Insurance Really Necessary?

Importance of Protecting Your InvestmentsImportance of Protecting Your Investments

Insurance is a vital form of protection and one that no one can afford to be without. In particular, those who own their own home or who are repaying a mortgage must be sure they have sufficient home insurance to cover both the property and the contents; in most cases those living in rented accommodation will find that the landlord has insured the building but, even so, contents insurance is important so that personal items are covered in the event of loss or damage.

 

Home insurance protects against a number of potential risks and, even though thinking about these is not pleasant, it is nevertheless essential to make sure that the level of cover is adequate for all eventualities. Property is vulnerable to burglary and to accidental damage by fire or water – electrical supplies, wiring and appliances can and do go wrong; pipes are known to burst and cause flooding. Then there are natural disasters that affect homes, where structural damage can result. With inadequate or, worst of all, no protection, householders and flat-dwellers are at the mercy of thieves, the elements and accidents. Not having insurance, or having too little, is undoubtedly a false economy.

What are the Benefits?

Luckily, home insurance at the right level goes a long way to help out in the event of an unfortunate occurrence. This is why, for example, mortgage lenders insist on building insurance – if an uninsured home burns down they will lose their investment in the property. With the right protection, there is some comfort in the fact that carpets and furniture can be replaced, and that the value of other stolen items can be recovered.

Policies vary according to a number of key factors and normally insurers will offer quotes for premiums based on individual circumstances. Some insurance policies will cover people who are visiting a property and suffer an accident – a trip or slip that results in them breaking an arm or a leg, perhaps. With contents insurance, significant items will have to be valued and the basis on which the insurance is arranged can vary according to the fine print. It always pays to ensure policy documents are completely understood and the level of insurance provided will not leave claimants out of pocket in the event of an unfortunate incident.

 

 

 

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Relationship Mistakes

March 1, 2012

No.10 Don’t Expect Her To Change

Don’t expect them to change. People change because they want to, not because you want them to.

 

No.9 Find Someone Who Shares Your Interests

Here’s the straight scoop. There is a woman who will love playing video games with you. There is a woman who loves sports. Hell, there is a woman who loves polka, if that’s what you’re into. Don’t get stuck in the trap of believing “what girls are like” and accepting someone who doesn’t mesh with you based on this foolish common “knowledge.”

If you don’t want to be forced to watch Sex and the City, find a woman who’s not interested in Sex and the City, or one who is but who respects that you aren’t. Don’t want to go shopping? Tell your woman or find one who doesn’t want to drag you along. Many of the problems I hear guys complaining about could be easily fixed by finding someone who actually shares their interests instead of the first hot body that catches their eye, or by putting their foot down at the beginning of the relationship. Don’t pretend you like things you don’t, don’t go out of your way to pretend you’re someone you’re not; just be you and find someone who enjoys what you do.

I think this is the secret to happiness in relationships.

No.8 Don’t Make Assumptions

The biggest relationship mistake I see young men make is thinking that “women are this way” from all the stupid “forever alone,” “Hey, aren’t girls crazy?” and “Hey, listen to this story about my crazy girlfriend” stories that float around.

No.7 Try To See Things From Her Point Of View

I would have to add empathy to that list. Being able to place yourself in your partner’s shoes and see things from their perspective is very important when diffusing fights or disagreements. The challenge is to get your partner to also do this on a regular basis.

No.6 Make Sure You’re On The Same Page

Furthermore, be careful for “feelings inequity” (she likes you more than you like her, or vice versa). Not sure if this is a problem, but most relationships go badly because of this. I’m not sure if there’s even anything you can do about it, just something to watch out for.

No.5 Learn To Compromise

The biggest breakdown in communication is when both parties expect different things. You can’t expect to have the same feelings on every issue, but you should be able to find an equitable meeting place. If one party keeps having to compromise but the other doesn’t, it can get bitter quickly.

No.4 Tell Her How You Feel

Tell her about it. F*ck being clingy. If you feel something, really feel it. Say it. If she doesn’t feel the same way, you’ll lose this one girl, but if she does and you wait too long, you could regret it forever.

No.3 Always Resolve Issues

Always resolve issues; don’t leave things you care about unresolved. If you care about something don’t say “That’s OK” when she gives you a half-assed excuse. If it actually isn’t OK that she still sees her ex every Friday night, tell her. It will eat at you if you don’t.

No.2 Don’t Get Personal

When you argue, don’t get personal. Respect her. Don’t say things that will hurt her feelings and expect she does the same. Your loved ones can cut you the deepest, but they never should.

No.1 Make Sure To Communicate

Lack of communication. Make sure you talk sensibly about the things that bother you and, in turn, when she does the same, don’t make judgments too fast; think about how you respond.
Read more: http://www.askmen.com/top_10/dating/relationship-mistakes_1.html#ixzz1npxYjxmP

 

 

 

There is something eerie in the efficiency with which the Nazis ruled the whole country, including its population and industry, realizing their evil designs. Everyone knows about the big three corporations who collaborated with the Nazis. Hugo Boss designed the uniforms awesome SS (as well as the monotone brown shirts SA and Hitler Youth); Volkswagen punishment for Hitler designed the “Beetle” and pressed it, using forced labor; IBM has developed a punch card that was used to streamline the process of extermination of people by race and class .
However, this was not the only companies that were operating in collusion with the Nazis – the other global entities, which today can still learn, too, sold their souls to the devil in many ways – and you may be surprised at the sight of some of the names listed below.

10. Chase Bank

If you think about conspiracy Chase Bank (now JP Morgan Chase) with the Nazis is not so much and amazing. One of the main holders of its shares, Dzh.D.Rokfeller directly funded pre-war eugenic experiments the Nazis.

Between 1936 and 1941, Chase and other banks the U.S. has helped the Germans to get over 20 million in U.S. dollar terms, while earning more than $ 1.2 million commission – of which Chase pocketed half a round. In those days it was a lot of money. The fact that the German mark, to finance operations, had its origin in Jews fleeing from Nazi Germany, apparently not bothered Chase – in fact, the bank improve its business after Kristallnacht (the night in 1938, during which Jews throughout Nazi Germany and Austria were targeted massacres.) Chase also froze the accounts of French Jews in occupied France before the Nazis even thinking to ask him about it.

9. Ford

Henry Ford was itself a notorious anti-Semite, who published a fascinating collection of articles titled “The International Jew. The original global problem. ” Ford even sponsored their own newspaper, which he used as an element of propaganda, accusing the Jews in World War I, and in 1938 received the Order of the merits of the German Eagle, the highest distinction of Nazi Germany, which was awarded to foreign nationals.

The German administration released a third of Ford trucks for the military needs of the German army during the war, with extensive use of prison labor. What shocks even more – perhaps servile labor was used in the production of Ford in 1940 – when the U.S. subsidiary of the company still retained full control.

8. Random House

You may not have heard of Bertelsmann AG, but you will hear about the books published by many of its subsidiaries, including Random House, Bantam Books and Doubleday. During the Nazis in power, Bertelsmann published Nazi propaganda literature, such as “sterilization and euthanasia – a contribution to applied Christian ethics.” She even published works Willie Vesper, who spoke with an enthusiastic speech by burning books in 1933. In 1997, Random House became the center of another debate about Nazism, when added “personality, fanatically loyal certain activities, practices, etc. or their desire to learn “to the definition of” Nazi “in Webster’s dictionary, the Anti-Defamation League that led to a statement that the publishing house” downplays and denies the bloodthirsty intent and the Nazi regime. ”

7. Kodak

When you think of Kodak, immediately before the eyes stand idyllic family photos and memories caught on film, but you should keep in mind actually – it’s forced labor that was used in the company’s German subsidiary during World War II. Kodak subsidiaries in neutral European countries were brisk business with the Nazis by giving them a market for their goods, and valuable foreign exchange. The Portuguese unit, even listed the profits unit in The Hague, which was then under Nazi occupation. Moreover, this company was not concerned with only one camera manufacturer – it has mastered the manufacture of fuses, detonators and other military goods for the Germans.

6. Coca-Cola

Fanta – flavored drink with orange, which was originally conceived for the Nazis. Quite correctly, the import of ingredients for Coke, which gives the brand its name, was limited and the control unit of Coca-Cola in Germany, Max Kite invented a new drink that could be made from available ingredients.

In 1941, Fanta debuted on the German market. Mack Kite himself was not a Nazi, but his efforts to maintain the smooth functioning unit Coca-Cola throughout the war meant that the company get hold of a fair profit and the end of the war could go back to the spread of Coca-Cola among stationed in Europe, the American soldiers.

5. Allianz

Allianz is the twelfth largest company in the world of financial services. Not surprisingly, being established in 1890 in Germany, she was in her largest insurer, when the Nazis came to power. As such, it was quickly tied things with the Nazi regime. Its director, Kurt Schmitt was also minister of economy, Hitler, and the company provides insurance facilities and staff of Auschwitz. Its CEO is responsible for the practice of paying compensation insurance was destroyed as a result of Kristallnacht, the Nazi state of Jewish property rather than the eligible beneficiaries. In addition, the company has worked closely with the Nazi government in tracking life insurance policies of German Jews sent to death camps, and during the war in favor of the insured property the Nazis seized from the same Jewish people.

4. Novartis

While Bayer and is infamous due to the fact that began as a gas producer unit Zyklon B, used by the Nazis in gas chambers, it is not the only pharmaceutical company with skeletons in the closet. The Swiss chemical company Ciba, and Sandoz merged to form a Novartis, famed for its first drug Ritalin (the infamous psychostimulant that is widely used in the U.S. to treat childhood hyperactivity, approx. Mixednews). In 1933, the Berlin branch of Ciba the powers of all the members of its Board of Directors of the Jewish nationality, and replaced them more “acceptable” Aryan personnel; Meanwhile, Sandoz was engaged in similar activities for its own Chairman. During the war the company produced for the Nazis dyes, pharmaceuticals and chemicals. Novartis frankly his guilt and tried to make amends for its characteristic of other companies accomplices way – sacrificing $ 15 million compensation fund to Swiss victims of Nazism.

3. Nestlé

In 2000, Nestlé in connection with the use of it at the time of slave labor in the fund paid out more than 14.5 million dollars to settle claims by victims of its actions and those of Holocaust survivors and Jewish organizations. The firm made the admission that in 1947 it acquired a company that enjoyed during the war, forced labor, and also stated: “There is no doubt either one can assume that some corporations in the group Nestlé, operating in countries controlled by National Socialist (Nazi) regime, exploited the forced laborers. ” Nestlé in 1939 in Switzerland, provided financial assistance of the Nazi Party, as a result of winning a lucrative contract to supply the chocolate to the needs of the entire German army during World War II.

2. BMW

BMW admitted to use during the war forced 30 000 unskilled workers. These prisoners of war, forced laborers and prisoners of concentration camps produced engines for the Luftwaffe and so were forced to help the regime to protect themselves from those who tried to save their own. In wartime, BMW has focused exclusively on the manufacture of airplanes and motorcycles, not claiming to be anything else but to be a supplier of military vehicles for the Nazis.

1. General Electric (GE)

In 1946, the U.S. government has imposed a fine on General Electric for its misconduct during wartime. Together with Krupp, a German industrial company, General Electric deliberately overstated the price of tungsten carbide, which is a vital material for the machining of metals needed for the war effort. However, being fined a total of some 36,000 dollars, General Electric has made itself only to this fraud about a half million dollars, thus preventing the mobilization and raising the price of victory over Nazism. GE, moreover, before the war broke out, bought a stake in Siemens, has made itself an accomplice than the use of slave labor for the construction of the very gas chambers, where they found their end, many sick workers.

 

Dollar-cost averaging 101

December 25, 2011

Dollar-cost averaging 101
By Bankrate.com

Everyone knows the market goes up and down.

A common adage is to “buy low and sell high.” Trouble is, it’s next to
impossible to know exactly what the market will do in the near future.
What’s more, most individuals don’t have the discipline or courage to
try to time the market, says John Markese, president of the American
Association of Individual Investors.

“People who watch the market tend to put money in when it goes up and
never put it in when it goes down. Or if the market’s gone up, they’re
afraid they’ve missed it and they don’t do anything,” says Markese.

That’s where dollar-cost averaging comes in.
“It’s a discipline that reduces risk, not something to get rich quick.”

It’s a technique whereby you invest a set amount of money on a
systematic schedule over the long haul regardless of how the market is
performing. Because you’ve put your investing on autopilot, you’ll end
up with more shares for your money when the market is down. But if
stock prices rise, you wind up with fewer shares.

“It’s a discipline that reduces risk, not something to get rich
quick,” says Markese. “And that’s the whole point. It gets you
started. Don’t worry about where the market is. Start and put money in
on a regular basis, let’s say every month. It’s easy to do.”

In fact, if you’re enrolled in a workplace retirement plan where
earnings are automatically taken from your paycheck, then you’re
already dollar-cost averaging. But you can adopt this strategy outside
your employer’s plan by arranging for funds to be invested in other
types of retirement accounts on a regular basis.

Source: http://www.min.com.my/teen/html/fr_saveit.html

Congratulations! You have managed to save, and quite a bit too!

Now, do you have plans for your savings? Perhaps you intend to buy a
Playstation or that expensive tennis Wilson racquet once you have
accumulated enough. It’s good to have a goal when you embark on a
savings programme because the goal encourages you to save – rather
like dangling a carrot in front of the donkey, although you are far
from being a donkey if you are clever enough to give yourself a
motivation to save.

So if you don’t have a goal, think of one. You don’t have to confine
yourself to one goal – have several goals if they help you save more,
as long as they are realistic and worthwhile objectives.

Meantime, while you save furiously towards your goal or goals, where
do you keep your savings? Stashed away in your drawer? That’s not a
wise thing to do, because there is this terrible thing called
Inflation which, figuratively speaking, is just waiting to gnaw at
idle savings. It sees your money just lying there in your drawer and
wham! it’s got your money in its jaws!

Inflation & Purchasing Power

What is Inflation? No, it’s not an insect or animal. It’s abstract.
Inflation is the economic term for rising prices, or rising cost of
living. Inflation is when the prices of things you buy are rising.
Let me give you an example. Let’s say your family takes grandmother
out to dinner at your favourite Nyonya restaurant. It’s your
grandmother’ s first visit to Kuala Lumpur or to a city for that
matter – she lives in a small town and she hardly ever ventures
beyond her garden gate.

Of course, you have to order your favourite dessert – ice kacang! You
can’t resist that pile of crushed ice rainbow-coloured by syrups and
milk, sitting on top of various beans, corn, bits of jelly, longan
and what-else-have- you, and topped with ice-cream. When your father
fishes out RM4.50 to pay for your ice kacang – watch out for grandma!
She might fall off her chair in shock! Why? Because during the time
she was a kid, ice kacang probably only cost 10 sen. TEN SEN??!! Now
it is your turn to fall off the chair!

That’s what we mean by inflation. Rising prices. Sixty years ago, an
ice kacang cost 10 sen. Today it costs RM4.50 at a proper restaurant
and RM1.50 from a hawker stall. Its price has shot skyward. Put in
another way, inflation has reduced the purchasing power of money
through time. Your granny’s 10 sen cannot buy a bowl of ice kacang
today, maybe only that bit of crushed ice. The 10 sen has lost a lot
of its buying power; it buys less than what it did 60 years ago. In
fact, today’s hawker price of ice kacang won’t stay RM1.50 forever.
It will go up and you don’t have to wait till you are a
grandmother/ grandfather to see this. By the time you are a
mother/father, we’ll bet an ice kacang would probably cost nearer to
RM2 at the stalls.

That’s inflation for you. And the sad news is that inflation does not
only attack foods. It is pervasive, sinking its claws in all things
and services that are part of living – clothes, furniture, bicycle,
house, cinema tickets, taxi fares, park rides etc. etc. That’s why it
is called the rising cost of living.

So what does this mean for your savings? Simply that if you just
stash away your savings – let’s assume that you have saved RM100 – in
a drawer, your RM100 just remains RM100 until you want to use it.
Meanwhile inflation is nibbling away at the value of your RM100 so
that when you actually use it much, much later, your RM100 is not
going to be able to buy you as much as when you started to save it.
This is because – depending on how long you keep your money – prices
of things would have risen in the meantime. Of course, if you
immediately use your savings, inflation probably won’t have a chance
to work yet. But then, we are talking about a savings programme here,
and that means a long enough time frame for your savings to grow –
and for inflation to kick in.

So what must you do? To fight inflation, you must make your savings
grow in value, faster than the inflation rate. If you just let the
RM100 of your savings stay the same, you know that through time the
purchasing power of your RM100 will not be RM100, but less – because
the prices of things are continuously rising. However, if your RM100
savings could grow to, say, RM150; then in future you can not only
buy the same things that your RM100 could at the start of your
savings, you can also buy more things.

Investing is the way to go

To make your money grow, you certainly do not leave your cash in your
drawer or stuff it under the mattress or anywhere else where it just
stays put, and forget about it until you want to use it. To make your
money grow, you must do a second smart thing – your first smart move
was to save – you must invest it.

Investing is defined as using your money (in this case, your savings)
to make more money. Grown-ups, the wise ones, do that. They invest to
make money with their money and when this has grown, they re-invest
the bigger sum and in the process of re-investing again and again,
their money is doubled, tripled or multiplied many times more. That’s
how people get rich – not through winning the lottery (you have one
chance in 7 million or something like that) but through saving and
investing. You can do the same with your small sum of savings and
watch it grow.

There are different ways to invest your money so as to earn a return.
A return is the amount of earnings or income that you get from your
investment. The easiest and most common way is to put your savings
into a bank savings account or fixed deposit. Your savings will grow
because the bank pays you a certain sum of money (your return) called
interest, as long as your money stays with the bank. This way your
savings grows until you want to use it and when you withdraw it from
your bank account, the amount of money that you have now will be your
original savings plus the interest it has accumulated. It is no
longer just your RM100 but a bigger sum.

So bank accounts are one type of investment. Another is investing in
the stock market by buying shares of companies. Many adults do this.
We shall explain more about shares in another article. For now, know
that people invest in shares, hoping to earn a return in two ways.
One is from receiving dividends, which is simply the monetary reward
that companies pay out to shareholders when the companies perform
well. The second is from realising a profit when they sell off their
shares. Profit is the gain in money between what you paid for the
shares and what you get when you sell the shares. Simple Maths will
explain profit. For instance, if you had a savings of RM600 and
bought 200 shares for RM3 a share, and three months later, you sold
your 200 shares at RM4 a share, you would make a profit of RM200.

Here’s how:

Cost of buying 200 shares at RM3 a share = 200 x RM3= RM600.
Amount of money received from selling 200 shares at RM4 a share = 200
x RM4 = RM800.
Profit = Sale minus Purchase = RM800 – RM600 = RM200.

The profit has made your savings swell from RM600 to RM800.

There are other ways of investing your money.

You could even buy a house, if you have loads and loads of money
(say, through inheriting a fortune from your favourite aunt who
passed away). If you rent out your house, your return will be the
amount of rental income you receive from your tenant. Which
investment method you choose depends on factors like how much savings
you have and how much returns you want to make. Each investment has
its pros and cons.
For instance, investing in shares can earn you more returns than bank
accounts, but it is riskier. If you put your savings into a bank
account, your money is safeguarded. You can’t lose it like you can
lose your money in shares if you pick the wrong share to buy. Even if
the bank gets robbed, or burnt down or goes bankrupt, the law of the
country provides that you will get your money back. Not so with
shares investing. However the return from the bank interest is rather
small.

Investing in property like a house could earn you massive returns,
but it is a long-term investment. It would be years and years before
the prices of houses rise for you to sell your house and make a
profit. (Remember? Profit equals Sale minus Purchase.) Getting your
return from investing in shares is much, much faster but like we said
before, you must be smart (and lucky enough) to select the right
share to buy or else you could lose your money invested.

In fact with all types of investment (except perhaps for bank
accounts), there is always a possibility of losing your savings, much
less about getting a return. If you invest unwisely, you could lose
both your original sum of savings and get no returns at all.

However, there’s no mistake about this: investing is the way to build
your wealth.

You just have to invest wisely.

When should I start saving?

December 25, 2011

When should I start saving?

The answer is simple: as soon as you can. Ideally, you’d start saving
in your 20s, when you first leave school and begin earning paychecks.
That’s because the sooner you begin saving, the more time your money
has to grow. Each year’s gains can generate their own gains the next
year – a powerful wealth-building phenomenon known as compounding.

Here’s an example of what a big difference starting young can make.
Say you start at age 25, and put aside $3,000 a year in a tax-deferred
retirement account for 10 years – and then you stop saving –
completely. By the time you reach 65, your $30,000 investment will
have grown to more than $472,000, (assuming an 8% annual return), even
though you didn’t contribute a dime beyond age 35.

Now let’s say you put off saving until you turn 35, and then save
$3,000 a year for 30 years. By the time you reach 65, you will have
set aside $90,000 of your own money, but it will grow to only about
$367,000, assuming the same 8% annual return. That’s a huge difference.

* When should I start saving for retirement?
* Where should I save my retirement money?
* How should I invest the money?
* How should my strategy change as I get older?
* How much money will I need in retirement?
* Will pensions and Social Security be enough?
* How much should I save?
* What if I can’t save enough?
* How can I reduce the amount I’ll need?
* What if I’m running out of time?
* I’m saving a lot but will still fall short – what now?
* When can I retire?

Source:
http://money. cnn.com/retireme nt/guide/ basics_basics. moneymag/ index.htm? postversion= 2008090815

December 2011 Gatherings by Camelia
“Came” means Business Networking (referral business/business gathering)
welcome to Camelia gatherings

Came 414
12 December 2011 (monday)
Time: 3pm to 5pm
Venue: Pappa Rich, PJ newtown, Section 8,Petaling Jaya,Selangor,Malaysia.

Came 415
15 December 2011 (thursday)
Time: 6pm to 10pm
Venue: Teh Chawan Kafe,Jalan Telawi, Bangsar,Kuala Lumpur,Malaysia.

Came 416
16 December 2011 (friday)
Time: 8pm to 10pm
Venue: A & W Restoran (24hours)PJ newtown,Petaling Jaya,Selangor,Malaysia. (opposite Amcorp Mall)

Came 417
22 December 2011 (thurs)
Time: 3pm to 5pm
Venue: Old Town White Coffee,Pavilion Mall,Jalan Bukit Bintang,Kuala Lumpur,Malaysia.
Came 418
27 December 2011 (tuesday)
Time: 3pm to 5pm
Venue: Burger King, KL SENTRAL Station,Kuala Lumpur,Malaysia.

Came 419
27 December 2011 (tuesday)
Time: 8pm to 10pm
Venue: Old Town White Coffee,Kelana Street Mall (LDP),Petaling Jaya,Selangor,Malaysia. (next to kelana jaya GIANT)

Came 420
29 December 2011 (thursday)
Time : 8pm to 10pm
Venue: Old Town White Coffee,Sunway Pyramid Mall,Petaling Jaya,Selangor, Malaysia

Came 421
30 December 2011 (friday)
Time: 3pm to 5pm
Venue: Mc Donalds,Masjid Jamek,Kuala Lumpur,Malaysia. (Kelana jaya LRT Line station / STARline station)

Came 412
30 December 2011 (monday)
Time: 8pm to 10pm
Venue: Old Town White Coffee,UOA Bangsar,Kuala Lumpur,Malaysia. (Opposite Bangsar Putraline LRT station)

Pls Call /SMS to confirm the date/place/time.
Please give me time to reserve a seat for you.
Do not be LAST MINUTE.I will not entertain you.
You may bring your friends or bosses or spouse.
PLEASE BE PUNCTUAL, Thank you!!

Mobile : 6-016-9795515
Love Camelia
Malaysian Chinese lady
*Venue and time subject to change
*Please pay your drinks / meals
*No entrance fee and no membership

Top 10 Tips To Promote Your Business On Facebook
Navneet Kaushal July 18th, 2011
http://www.enterprisemarketingnews.com/2011/07/18/top-10-tips-to-promote-your-business-on-facebook/

With a user base of 750 million users, Facebook is like a huge-unexplored market for your business. There are millions of potential customers on Facebook that are waiting for you to reach them. So, in case you are wondering how to take your business to Facebook- the method is fairly simple. As, the social network allows you to put your business out there, and even provides multiple tools to aid you in spreading your business.

Here are the top 10 ways to use Facebook for business.

1. Create a Page- This goes without saying, that to have an impressive Facebook presence, you need to get there first, and create a ‘Page’ for your business. You have to choose the type of page you want to create. Your obvious choice here is the business page.

This has certain details to be ironed out-

Facebook vanity URL, which you have to claim for unique business identity. Initially when you create the page, Facebook offers each Page a “Vanity URL” once the page has 25 fans or more. When you set out to select one, be very careful as once you choose a name, you can’t change it. You will be guided step by step to sign up for the URL here- http://www.facebook.com/username
Static FBML- Make sure to like this page on Facebook. Then with HTML, you can create your own personalised tabs. For example, if you are a boutique- the tabs could be- Womes’ party Wear; Men’s Section, etc. This will make your page standout.

Source- Blog Design Studio

Landing page- With the Static FBML, you can design your own landing page- which will be first thing people will see, when they come to your page. Now making this page as attractive as possible must be your focus, only then can you be certain of getting a ‘LIKE’ from every visitor. Here are a few examples of exciting landing pages, that are in tune with products and their target audience too.
For any confusions about page creation, please go here: http://www.facebook.com/FacebookPages

2. Build Your Profile- Fill out the details about your business, location, contact details everything. Tell people what you are all about and what all services/products you offer. Fill the ‘About’ section completely. One thing that completes your profile information is a picture. The Profile Picture, has to be chosen smartly to fill in the more vertical space provided by Facebook. Here are some interesting examples.

For any confusions about page creation, please go here: http://www.facebook.com/FacebookPages

2. Build Your Profile- Fill out the details about your business, location, contact details everything. Tell people what you are all about and what all services/products you offer. Fill the ‘About’ section completely. One thing that completes your profile information is a picture. The Profile Picture, has to be chosen smartly to fill in the more vertical space provided by Facebook. Here are some interesting examples.

3. Linking Your Page- Explore the multiple Apps by Facebook to link your page to Twitter, blogs etc. Integrate your Business Website to Facebook too. Add a LIKE button, so that people can be directed to your FB page. This is essential so that initial traffic on your website is directed to your facebook page too.

4. Explore Similar-Related Businesses- To make your presence known, search for similar pages, and LIKE them. Comment on relative posts there. Like what other people have written. The concerned parties will get a notification, that you have arrived. They will no doubt come to your page.
For example, if you are a Book Publisher Page, then go and LIKE the pages of authors you publish, interact with their fans.

5. Status Updates- What do you put up on your Facebook Page is of utmost importance. The key here is to be interesting-interactive and innovative. Do not brag about your services all the time. Involve people. Ask them a question. Invite them to share. For example, if you are a Chocolate Manufacturer- you could put up a status update like: “When was the first time someone gifted you a box of chocolates?” People will surely respond to that. This section also includes ‘Polls’ and ‘Questions’ and ‘Notes’. Facebook has an excellent application for creating them.

6. Post interesting videos. They may be related to your business, or may be something interesting you came across. The idea here is again- to generate curiosity, encourage audience participation and involvement. This also involves creating albums of your top/latest products or staff. For example, if you are a Shoe Retailer- Create an album of the latest shoes that have come in. Ask people to share them.

. Keep Your Wall Open- Allow people to interact with you. Put out a status update, inviting them to clear all their queries. For example, if you are a Clothes Retailer, you can say, “Anything you wanted to know about our products and their warranty/exchange policies. Please feel free to ask. We will sort every query”. Allow people to interact with you, the admin, as well as each other.

8. Events- Organize events, and then promote them on Facebook with the ‘Events’ App. Put up pictures of these events. Spread the link as much as you can.

9. Facebook Ads- Facebook places your ads on relevant profiles. They promote it through various ways. For example, they show it as a page to someone as liked by a friend, in other ways recommending on basis of familiarity.

10. Incentives- Providing users with a reason to like your page by offering a free gift or a discount coupons works miracles. This will shoot up the LIKES on your page pretty steadily. A little investment can go a long way in creating a fan base.

Source: sincerelyfido.com

These are the basics that you must follow. However, you must base your strategy according to your target audience. Study their preferences on Facebook and work accordingly. Remember the mantra:

Interesting- Innovative-Interactive- is how your you Facebook business Page must be.

Check out Page Traffic Buzz for more articles by Navneet Kaushal

About The Author
Nav is the founder and CEO of Page Traffic, a premier search engine company known for its assured SEO service, web design and development, copywriting and full time SEO professionals. Navneet has wide experience in natural search engine optimization, internet marketing and PPC campaigns. He is a prolific writer and his articles can be found in the “Best Articles” section of many websites and article banks. As a search engine analyst , he has over 9 years of experience and his knowledge is in application here.

October 2011 Gatherings by Camelia

October 2011 Gatherings by Camelia
“Came” means Business Networking (referral business/business gathering)
welcome to Camelia gatherings

Came 390
7 October 2011 (friday)
Time: 3pm to 5pm
Venue: Old Town White Coffee,Ampang Park,Jalan Ampang,Kuala Lumpur,Malaysia.

Came 391
7 October 2011 (friday)
Time: 8pm to 10pm
Venue: Island Cafe, Jalan SS2/61,Petaling Jaya,Selangor,Malaysia.

Came 392
8 October 2011 (saturday)
Time: 10am to 12pm
Venue: Sri Melaka, Amcorp Mall,Jalan Timur,Petaling Jaya,Selangor,Malaysia.
Came 393
9 October 2011 (sunday)
Time: 3pm to 5pm
Venue: Old Town White Coffee,Berjaya Times Square (3rd floor),Jalan Imbi,Kuala Lumpur,Malaysia.

Came 394
12 October 2011 (wednesday)
Time: 8pm to 10pm
Venue: Teh Chawan,Jalan Telawi,Bangsar,Kuala Lumpur,Malaysia.

Came 395
13 October 2011 (thursday)
Time: 6pm to 8pm
Venue: Old Town White Coffee,Jalan Raja Laut,Kuala Lumpur,Malaysia. (opposite SOGO mall)

Came 396
17 October 2011 (monday)
Time: 3pm to 5pm
Venue: Pappa Rich,Sunway Pyramid Mall,Petaling Jaya,Selangor,Malaysia.

Came 397
17 October 2011 (monday)
Time: 8pm to 10pm
Venue: Teh Tarik Place, The Curve Mall,Petaling Jaya,Selangor,Malaysia.

Came 398
18 October 2011 (tuesday)
Time: 8pm to 10pm
Venue: KFC, Ampang Park Mall, Jalan Ampang,Kuala Lumpur,Malaysia.

Came 399
21 October 2011 (friday)
Time: 3pm to 5pm
Venue: Old Town White Coffee,Opposite Taman Midah,Cheras,Kuala Lumpur,Malaysia.

Came 400
21 October 2011 (friday)
Time: 8pm to 10pm
Venue: Mc Donalds,Masjid Jamek,Kuala Lumpur,Malaysia.(PUTRA and STAR line stations)

Came 401
25 October 2011 (tuesday)
Time: 8pm to 10pm
Venue: Old Town White Coffee,Kelana Street mall,Petaling Jaya,Selangor,Malaysia.(LDP Kelana Jaya Giant)

Came 402
27 October 2011 (thursday)
Time: 3pm to 5pm
Venue: Old Town White Coffee,Pavillion Mall,Jalan Bukit Bintang,Kuala Lumpur,Malaysia.

Came 403
27 October 2011 (thursday)
Time: 8pm to 10pm
Venue: Starbuck,KL SENTRAL station,Kuala Lumpur,Malaysia.

Pls Call /SMS to confirm the date/place/time.
Please give me time to reserve a seat for you.
Do not be LAST MINUTE.I will not entertain you.
You may bring your friends or bosses or spouse.
PLEASE BE PUNCTUAL, Thank you!!
Mobile : 6-016-9795515
Love Camelia
Malaysian Chinese lady

*Venue and time subject to change
*Please pay your drinks / meals
*No entrance fee and no membership